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Secured Business Loans

Maximise your equity across a range of properties to invest in your business

We're here to help you find financing on terms that suit:

  • Secured business loans from £26,000 - £150,000
  • Flexible terms from 1 to 5 years
  • No early repayment charges
  • Dedicated broker support and competitive introducer fees
  • Quick decisions
  • Fast funds release
  • Free business mentoring available with every loan
  • Various property types accepted
  • Can be a first, second or subsequent charge
  • Eligibility criteria: UK business, trading for two years, minimum turnover £100k


Release equity in multiple property types

To calculate the available equity offered as security, the following adjustments are made:

  1. For residential property, the value is calculated as 90% of the market value.
  2. For commercial property, the value is calculated as 75% of the market value.
  3. Where the property is co-owned (e.g. spouse) and the co-owner is not a director/ shareholder of the borrower, the available equity is pro-rated. All properties must meet the minimum criteria of:

– Minimum value – £75,000
– The property must be freehold, or, a long-term lease (75 years or more)
– Situated in England or Wales


  1. 4% arrangement fee is payable
  2. Applicant must cover Newable legal expenses of up to £1,500
  3. Introducer commissions paid in line with your existing arrangements with Newable
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Excluded property types:

Principle primary residence of the applicant, heavy industrial, petrol stations, religious property, bedsits, equestrian centres, public houses, agricultural properties, catteries, kennels, golf clubs, hospitals, mobile home parks, garden centres, on-site dry cleaners, telecommunication masts and all other uses within Classes A4, C2, C2A and D2 of the T&CP Use classes order 1987 or those properties listed as Sui-Generis.

Not all products offered by Newable are regulated by the Financial Conduct Authority. | Newable Business Finance Limited is registered in England and Wales. | Registered number: 10365665