Merchant Cash Advances
Merchant cash advance loans for future card machine payments to help your cashflow
Access £10,000 to £1m
Funding can be used for any business purpose
Funding in as little as 48 hours
Apply in minutes
Get up to 150% of your monthly card turnover
Instant cash injection
Flexible repayments
Based on your card sales with no minimum monthly repaymentApply now for a money advance - it's quick and free
Using flexible merchant cash advances
Used and trusted by UK businesses, just like yours
Click here to read moreYour merchant cash advance loans questions, answered
A merchant cash advance, which can also be known as a business cash advance, business merchant loan or a PDQ loan, is a flexible business finance facility, which is used by businesses that receive payments from their customers by debit or credit card.
This facility allows a business to borrow with the funds ‘secured’ against future card payments. This makes Merchant cash advance’s ideal for businesses who receive payments via a healthy volume of card transactions each month as repayments are taken as a percentage of future card revenues. Merchant cash advance loans are quick and easy to arrange and increasing numbers of SMEs find this a convenient way to assist with cashflow.
Merchant cash advances have quickly been recognised as one of the most innovative and effective products in the alternative finance world since they were launched a few years ago.
Retail businesses and other sectors such as hospitality and leisure are among those best suited to them, and Merchant cash advance loans are especially popular in those sectors.
A merchant loan advance allows a business to borrow capital with flexible repayments via a percentage of future debit and credit card payments.
Each time a business processes a sale through the card terminal, a pre-agreed percentage of the revenue from the sale will be used to repay the advance.
1. Fill out the form in less than one minute, with some basic information about your business
2. A dedicated advisor will be in touch with you within 24 hours, between our working hours of Monday – Friday taking the time to understand your specific requirements. We will then request a few more details from you.
3. With direct access to 150+ lenders we will then find the best deal for you. With no fee charged unless we have successfully supplied you with funding.
To qualify for a merchant advance loan, you must be a UK business, have been trading for 6 months or more and receive a minimum monthly income via your card terminal of £5k.
This type of merchant funding is not suitable for all businesses. If your business does not receive payments via a card merchant terminal, you will unfortunately not be eligible.
However, we work with a varied panel of lenders and this means that we can access the most appropriate cash flow solution for your business. Other finance solutions include, but not limited to:
- Unsecured Loans – allowing a quick boost to your business cash flow
- Asset Finance – enabling you to spread the cost of expensive equipment, or to release the capital that is tied up in equipment you already own
- Commercial Mortgages / Secured loans – we can find you a great deal secured against property assets for investment into your business
Whatever your requirements, we take the stress and hassle out of finding the right finance solution for your retail business.
Get started now and one of our funding experts will get in touch to discuss your options.
- What is a merchant cash advance?
- How do cash advance loans work?
- How does the application process work?
- Is my business eligible for a merchant cash advance?
- What are the downsides to merchant cash advances?
A merchant cash advance, which can also be known as a business cash advance, business merchant loan or a PDQ loan, is a flexible business finance facility, which is used by businesses that receive payments from their customers by debit or credit card.
This facility allows a business to borrow with the funds ‘secured’ against future card payments. This makes Merchant cash advance’s ideal for businesses who receive payments via a healthy volume of card transactions each month as repayments are taken as a percentage of future card revenues. Merchant cash advance loans are quick and easy to arrange and increasing numbers of SMEs find this a convenient way to assist with cashflow.
Merchant cash advances have quickly been recognised as one of the most innovative and effective products in the alternative finance world since they were launched a few years ago.
Retail businesses and other sectors such as hospitality and leisure are among those best suited to them, and Merchant cash advance loans are especially popular in those sectors.
A merchant loan advance allows a business to borrow capital with flexible repayments via a percentage of future debit and credit card payments.
Each time a business processes a sale through the card terminal, a pre-agreed percentage of the revenue from the sale will be used to repay the advance.
1. Fill out the form in less than one minute, with some basic information about your business
2. A dedicated advisor will be in touch with you within 24 hours, between our working hours of Monday – Friday taking the time to understand your specific requirements. We will then request a few more details from you.
3. With direct access to 150+ lenders we will then find the best deal for you. With no fee charged unless we have successfully supplied you with funding.
To qualify for a merchant advance loan, you must be a UK business, have been trading for 6 months or more and receive a minimum monthly income via your card terminal of £5k.
This type of merchant funding is not suitable for all businesses. If your business does not receive payments via a card merchant terminal, you will unfortunately not be eligible.
However, we work with a varied panel of lenders and this means that we can access the most appropriate cash flow solution for your business. Other finance solutions include, but not limited to:
- Unsecured Loans – allowing a quick boost to your business cash flow
- Asset Finance – enabling you to spread the cost of expensive equipment, or to release the capital that is tied up in equipment you already own
- Commercial Mortgages / Secured loans – we can find you a great deal secured against property assets for investment into your business
Whatever your requirements, we take the stress and hassle out of finding the right finance solution for your retail business.
Get started now and one of our funding experts will get in touch to discuss your options.
