Commercial Mortgages and Business Mortgages

Flexible commercial mortgages to buy a new building or release capital from your existing one

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Access £50,000 to £20m

A large range of funding for complex corporate structures
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Rates from 2.29% p.a.

With interest only options available
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Terms up to 25 years

- subject to status. Fixed rates up to 10 years.
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Up to 75% LTV

First and Second charge options available
Get a commercial mortgage now
Apply online
or call our team
on 020 3964 2770

Using cost effective commercial mortgages and business mortgages to fund

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Offices, including shared workspace
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Retail Units, Garages, Forecourts, Warehouses, Industrial Units
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Purpose-built student accommodation.
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Residential portfolios including HMO or multi-unit blocks

Used and trusted by UK businesses, just like yours

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Your commercial mortgage questions, answered

A commercial mortgage is a mortgage taken out to facilitate the purchase of or refinance commercial property which is to be owned and occupied by a business for their main trading purpose.

There are two basic types of commercial mortgage: an owner-occupier mortgage and a commercial investment mortgage.

Commercial mortgage lenders will normally assess:

  • How profitable the business taking the commercial mortgage is. Lenders will use the profit generated by the business to assess the affordability of the commercial loan. With commercial mortgages normally spanning multiple years, a consistent track record of profit will be beneficial.
  • Existing debt levels. Commercial mortgage lenders will take into consideration the existing level of debt in the business when assessing the affordability of the commercial mortgage.
  • The property itself. Depending on the use, the stability of the property tenant and the alternate uses of the property.

There are more than 150 specialist property lenders, each with their own rates, credit appetite and geographic focus. The world of finance can be overwhelming.

Our team provides a hassle free service, and will work with you to find out your bespoke requirements to find the best commercial property loan deal with the most appropriate lender, holding your hand every step of the way.

Contact us today, to get started.

 

 

 

1 Fill out the form in less than one minute, with some basic information about your business and how much money you need.

2.  A dedicated advisor will be in touch with you within 24 hours, between our working hours of Monday – Friday taking the time to understand your specific requirements. We will then request a few more details from you.

3.  With direct access to 150+ lenders we will then find the best deal for you. With no fee charged unless we have successfully supplied you with funding.

Newable Finance are specialist commercial mortgage brokers, with decades of experience working with trading businesses, developers, landlords and investors to secure quick commercial mortgages, commercial buy to let mortgages, semi-commercial mortgages as well as mortgages for business.

The team’s expertise covers obtaining business mortgage finance for mixed-use properties as well as helping clients to use their commercial properties to support restructuring and growth.

With access to 150+ lenders across the UK, you can be rest assured to find the best commercial property finance deal with Newable Finance.

Commercial property mortgage rates in the UK usually start at 2.29%, please contact us on the form below or call 020 8142 8680 for more information!

Commercial mortgage interest rates will vary according to the lender and your individual requirements.

We will find you the most competitive deal on the market.

An interest-only commercial mortgage is a commercial mortgage loan for which the borrower only makes payments on the interest for a set period of time at the beginning of a loan’s term, and not the principal amount.

Interest only involves lower monthly payments and generally will free up cash within the business if needed for cashflow, other asset purchases or business expansion.

Typically they are not regulated. This is because a borrower is a business and the mortgage tends to be for business purposes only. If you would like to speak to someone please contact us on the form below and someone will call you back within 24 hours. Alternatively call 020 3964 2770

Yes, we source a large range of business funding solutions including Merchant Cash Advances and Asset Finance.

You can visit our homepage for a full list of solutions.

  • What is a commercial mortgage?
  • What is the criteria to get a commercial mortgage?
  • Why use a broker to help find a commercial mortgage?
  • How does the commercial mortgage application process work?
  • Why use Newable Finance for a commercial property mortgage?
  • What rates can I get for a commercial mortgage?
  • Is an interest-only commercial different to a commercial mortgage?
  • Are commercial mortgages regulated?
  • Do you source business finance too?

A commercial mortgage is a mortgage taken out to facilitate the purchase of or refinance commercial property which is to be owned and occupied by a business for their main trading purpose.

There are two basic types of commercial mortgage: an owner-occupier mortgage and a commercial investment mortgage.

Commercial mortgage lenders will normally assess:

  • How profitable the business taking the commercial mortgage is. Lenders will use the profit generated by the business to assess the affordability of the commercial loan. With commercial mortgages normally spanning multiple years, a consistent track record of profit will be beneficial.
  • Existing debt levels. Commercial mortgage lenders will take into consideration the existing level of debt in the business when assessing the affordability of the commercial mortgage.
  • The property itself. Depending on the use, the stability of the property tenant and the alternate uses of the property.

There are more than 150 specialist property lenders, each with their own rates, credit appetite and geographic focus. The world of finance can be overwhelming.

Our team provides a hassle free service, and will work with you to find out your bespoke requirements to find the best commercial property loan deal with the most appropriate lender, holding your hand every step of the way.

Contact us today, to get started.

 

 

 

1 Fill out the form in less than one minute, with some basic information about your business and how much money you need.

2.  A dedicated advisor will be in touch with you within 24 hours, between our working hours of Monday – Friday taking the time to understand your specific requirements. We will then request a few more details from you.

3.  With direct access to 150+ lenders we will then find the best deal for you. With no fee charged unless we have successfully supplied you with funding.

Newable Finance are specialist commercial mortgage brokers, with decades of experience working with trading businesses, developers, landlords and investors to secure quick commercial mortgages, commercial buy to let mortgages, semi-commercial mortgages as well as mortgages for business.

The team’s expertise covers obtaining business mortgage finance for mixed-use properties as well as helping clients to use their commercial properties to support restructuring and growth.

With access to 150+ lenders across the UK, you can be rest assured to find the best commercial property finance deal with Newable Finance.

Commercial property mortgage rates in the UK usually start at 2.29%, please contact us on the form below or call 020 8142 8680 for more information!

Commercial mortgage interest rates will vary according to the lender and your individual requirements.

We will find you the most competitive deal on the market.

An interest-only commercial mortgage is a commercial mortgage loan for which the borrower only makes payments on the interest for a set period of time at the beginning of a loan’s term, and not the principal amount.

Interest only involves lower monthly payments and generally will free up cash within the business if needed for cashflow, other asset purchases or business expansion.

Typically they are not regulated. This is because a borrower is a business and the mortgage tends to be for business purposes only. If you would like to speak to someone please contact us on the form below and someone will call you back within 24 hours. Alternatively call 020 3964 2770

Yes, we source a large range of business funding solutions including Merchant Cash Advances and Asset Finance.

You can visit our homepage for a full list of solutions.

Ready to start? Apply now for a commercial mortgage

Apply now - it's quick and free

1
Tell us how much you need
Fill out the form in less than one minute, with some basic information about your business and how much money you need.
2
We will contact you within 24 hours
A dedicated advisor will be in touch with you within 24 hours, between our working hours of Monday - Friday.
3
Get your funding
We will be there every every step of the way, with access to 150+ lenders we will find you the best deal for your requirements. No fee charged unless we have successfully supplied you with funding.

Or speak to one of our experts over the phone on 020 3964 2770